1005 NW 3rd PlNW Cape Coral, FL 33993 · Freshwater canal
$550,000

Some homes have a backyard. This one has a shoreline.

The largest waterfront pool home in its NW Cape market area. Four bedrooms plus a den, a heated saltwater pool with a spill-over spa, and a dock on the freshwater canal. Offered at $550,000.
4 Bed + Den 2 Bath 2,666 Sq Ft Built 2004 Canal · East rear Flood Zone X
List Price
$550,000
Price / Sq Ft
$206
Roof
2017
Flood Insurance
Not required
The Home

The view runs from the front door straight down the canal.

The house wraps around the pool the way a courtyard wraps around a garden. That view sold the current owners. It will be the first thing your guests talk about.

Start the day where the sun comes up, on the lanai with coffee while the light spreads over the water. The pool is heated saltwater and cleans itself, and the spill-over spa turns out to be the best seat in the house on the Fourth of July when the neighborhood fireworks go up. Wet feet never need to cross the living room. A full pool bath opens to the lanai, and there is an outdoor shower besides.

Brick and rock terraces step down to a concrete dock set on 80 feet of seawall. Bass live in this canal. Kayaks slide in right off the steps, and the freshwater chain runs out to Kennedy Lake for a slow afternoon of paddling. No lawn waits behind the house. The outdoor life here happens on pavers and at the water's edge.

Inside, 2,666 square feet under air makes this the largest waterfront pool home in its immediate market area. Four real bedrooms sit on a split plan, and the owner's suite occupies its own wing with a walk-in closet, dual sinks, a soaking tub, and a walk-around shower. The den is a proper library, shelves to the ceiling with a rolling ladder. Ten-foot ceilings and arched windows keep the rooms bright.

The kitchen has an island and a big pantry, and the breakfast bar faces the living area so the cook never leaves the conversation. The interior was professionally repainted, the owner's suite has updated flooring, and the kitchen gained a farmhouse sink along with a new dishwasher and disposal. The 98-inch television stays with the home.

Video

The full video tour.

Filmed at the home. Turn the sound on.

Floor Plan

Two wings, one great room, and a 43-foot lanai in the middle.

The owner's suite takes one side of the house and the other three bedrooms take the opposite wing, so parents, guests, and grandparents all get privacy. Dimensions below are from the listing.

Floor plan of 1005 NW 3rd Pl
Primary Bedroom
15 × 17
Living Room
19 × 25
Family Room
15 × 23
Kitchen
12 × 15
Dining Room
9 × 16
Den / Library
11 × 12
Bedroom 2
14 × 12
Bedroom 3
13 × 11
Bedroom 4
13 × 12
Lanai
43 × 27
Garage
21 × 18
Utility Room
9 × 7

Download the Floor Plan (PDF)

The Home

The details that separate this house from the pack.

The pool package
  • Heated saltwater pool with a negative edge, and it cleans itself.
  • Spill-over spa, integrated with the pool and screened under the cage.
  • Full pool bath opening to the lanai, plus an outdoor shower.
  • Equipment stays with the home.
The waterfront
  • Concrete dock on 80 feet of concrete seawall, reached by brick and rock terraces.
  • Freshwater canal on the chain that runs to Kennedy Lake. Kayaks, small boats, and genuinely good bass fishing.
  • Freshwater only, no Gulf access. Shallowest point of the waterway is about 3 feet per the sellers.
  • East-facing rear, so the sun rises over the water from the lanai.
Systems and practical facts
  • Roof replaced in 2017. Concrete block with stucco.
  • Impact-resistant windows, arched and single hung. Shutters protect the covered lanai areas.
  • Oversized two-car garage with its own mini-split air conditioning.
  • Well water with a filtration system, so there is no monthly water bill. Septic on site.
  • Electric fireplace. Fenced yard. Automatic sprinklers fed by the well.
  • A pre-listing inspection was completed in August 2026 and the full report is posted below.
Recent updates inside
  • Interior professionally repainted.
  • Updated flooring in the owner's suite.
  • Farmhouse sink, new dishwasher, and new disposal in the kitchen.
  • The 98-inch television conveys with the home.
The Real Monthly Numbers

What it actually costs to live here.

These are the sellers' actual bills from their utilities sheet, plus a payment estimate you can adjust. Your own taxes, insurance, and loan terms will differ, so treat the totals as an illustration, not a quote.

Estimate your payment

$0
principal & interest

Illustrative only. Rates and programs vary by lender and borrower. This is not a loan offer or a quote.

The rest of the monthly picture

HOA dues there is no HOA$0
Property taxes sellers' 2025 bill, $8,849, homesteaded$737
Flood insurance Zone X, lender doesn't require it$0
Water private well, no utility bill$0
Electric LCEC, sellers' average, pool heater off$225
Internet + cable Xfinity, sellers' actual$65
Trash included in the tax bill$0
Sellers' carrying costs before loan & insurance$1,027

Note Homeowners insurance is not included above; get your own quote, and remember Zone X keeps flood coverage optional. Taxes are reassessed when a home sells in Florida, so your bill will differ from the sellers' homesteaded bill.

Sources: sellers' utilities and FAQ sheet (posted below), 2025 Lee County tax bill. No HOA also means no rental restrictions beyond the city's rules; the MLS permits up to 52 leases per year with a 7-day minimum.

NW Cape Coral

Quiet street, minutes to everything.

This pocket of the northwest Cape sits on the Holiday Lake freshwater chain, a network of canals and lakes made for kayaks, jon boats, and slow evening paddles. It is quieter than the Gulf-access side of town, and your money buys more house and more water here. Daily errands run along the Pine Island Road corridor a few minutes south, and the street itself sees little traffic beyond the neighbors.

No HOA and no gate means no dues, no rental limits, and room in the driveway for the boat trailer. New construction is filling in around the neighborhood, which keeps pulling fresh buyers to this corner of the Cape.

Elementary
Hector A. Cafferata Jr.
Middle / High
School Choice
HOA
None
Lot
10,019 sq ft · fenced
Water / Sewer
Well · Septic
Zoning
R1 · Cape Coral

School assignments per the MLS listing; verify current zones with the Lee County School District before relying on them.

Do Your Homework Here

Every document, before you even ask.

Serious buyers want the paperwork early, so nothing here is held back. The sellers ordered a pre-listing inspection on their own home, and the title work has already been started. Read everything, then come walk the house.

Lee County Property Appraiser Record Open in Apple Maps Open in Google Maps
See It In Person

Schedule a showing.

Martin and Kim Hawley
Martin & Kim Hawley, REALTORS®
The Hawley Team at KW Florida Living · Keller Williams Realty
Showings (239) 420-9027 · martin@teamhawley.com
The Hawley Team at KW Florida Living, Keller Williams Realty

Showings are by appointment, usually with same-day flexibility. The owners live here with their dogs, so a little notice goes a long way. Working with your own agent already? Have them reach out and we will take care of the rest.

Ready?

Make an offer.

When this one sells, it will sell to somebody who read this page top to bottom, watched the video twice, and moved before the weekend was over. Here is exactly how to do that, with no mystery in the process. Buyer's agents are welcome.

  1. Use the Florida AS-IS Residential Contract. Your agent will know it. If you don't have an agent, call us and we will walk you through your options.
  2. Attach your mortgage pre-approval letter, or proof of funds if you are paying cash.
  3. Email the package to martin@teamhawley.com. We confirm receipt of every offer, and we present every offer.
Start Your Offer Email Questions First? Call (239) 420-9027
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